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Have Questions or Need a Quote?

Fill out the form below and our team will get back to you promptly. You can also upload your loss runs and policy documents directly. We'll do the rest.

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We respond to all submissions within one business day. For urgent coverage needs, call us directly.

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Pro tip for faster placement:

Upload your loss runs (last 3–5 years) and current declarations page along with your form. This allows us to go straight to markets without a back-and-forth, often cutting placement time in half.

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Common Questions

Have a question not answered here? Call us or send an email; we actually respond.

We specialize in high-risk and hard-to-place accounts: contractors, demolition companies, manufacturers, trucking fleets, staffing firms, home healthcare providers, and Amazon DSPs. If a standard carrier declined you, that's our specialty.

Most accounts receive binding quotes within 48 hours of a complete submission. For urgent situations (lapsed coverage, immediate compliance needs), call us directly; we know how to move fast.

Loss runs for the past 3–5 years, your current or most recent declarations page, and basic business info (payroll, class codes, states). The more complete your submission, the faster we can place you.

Our Pay-As-You-Go and PEO programs eliminate traditional annual audits. Premium is calculated based on actual payroll each period, so there are no surprises at year-end.

PayGo integrates workers' comp premium directly with your payroll reporting. Instead of a large upfront deposit, you pay premium each time you run payroll, based on actual wages paid. It's the most cash-flow-friendly option for most businesses.

Yes, that's exactly what we do. Non-renewal by your current carrier is the most common reason businesses come to us. We access surplus lines and specialty markets that most brokers can't reach.

We serve businesses nationwide, with a concentration in Florida, New Jersey, and the Southeast. Contact us to confirm availability for your specific state and class code.